Hardinsburg
The courthouse, the hospital, and most of the county's services. Where a buyer lands if they want to be in town and still have a yard worth mowing.
Hardinsburg · Irvington · Harned · Custer · Falls of Rough · Cloverport
Breckinridge
County, Kentucky
I grew up in this county. What follows is what the MLS actually says about it, pulled in September 2026 — and what I think it means if you are the one deciding whether to sell.
Updated September 25, 2026 · MLS data through August 2026 · refreshed monthly
How it compares
Breckinridge next to
Breckinridge next to
the other three
How long a house takes to sell
Average days on market over the year.
How far sellers came down
The average gap between a house’s first asking price and the price it sold for.
Months to sell every house listed
At the past year’s pace, if nothing new came on the market.
Months to sell every land listing
Drawn on the same scale as the houses chart, so the bars compare directly.
Source: Greater Louisville Association of REALTORS® MLS, residential and land property types, Breckinridge, Meade, Grayson and Hardin counties, September 2025 through August 2026, pulled September 25, 2026. Data deemed reliable but not guaranteed. GLAR listings only — other associations, including the Heart of Kentucky Association of REALTORS®, also serve these counties, and their listings are not counted here.
Houses · 12 months ending August 2026
What the MLS actually shows
116Homes sold
in twelve months
in twelve months
247Homes listed
in the same year
in the same year
82Active listings
as of August
as of August
8.5 moSupply at the
current sale pace
current sale pace
81 daysAverage days
on market
on market
90.1%Of the original
asking price
asking price
Source: Greater Louisville Association of REALTORS® MLS, residential property, Breckinridge County, September 2025 through August 2026, pulled September 25, 2026. Figures are twelve-month totals or averages: days on market over every sale, price ratios over the twelve monthly figures. Data deemed reliable but not guaranteed. GLAR listings only — other associations, including the Heart of Kentucky Association of REALTORS®, also serve this county, and their listings are not counted here.
Reading it
Almost ten percent off
Almost ten percent off
the first asking price
Over the past year the average house in Breckinridge County sold for 90.1% of what it was first listed at, the lowest of the four counties. Some of that gap is negotiation at the end. The rest is price cuts made while the house sat on the market.
You can see the price cuts in the gap between two ratios. Houses here sell for 94.1% of whatever they were asking on the day they went under contract — but only 90.1% of what they asked the day they first listed. That four-point spread is price reductions. It is what overpricing costs, measured after the fact, in this county.
On a $211,000 house, 4.0 points is about $8,400 — and you pay it in time as well as money, because the reductions come after the listing has already gone stale.
Average days on market ran 81 across the year, but that only counts the current listing. Measured from the first day a property came to market, including the times it was pulled and relisted, the average is 107 days. If a house here has been listed twice, buyers can see it, and they price that into what they offer.
4.0 ptsLost to price cuts
before the sale
before the sale
94.1%Sale price vs.
final asking price
final asking price
107 daysAverage from the
first day listed
first day listed
Land & acreage
Land is a
Land is a
different market
24Land parcels sold
in twelve months
in twelve months
32Active land listings
as of August
as of August
16.0 moSupply at the
current sale pace
current sale pace
2.0/moAverage land sales
per month on the MLS
per month on the MLS
Source: Greater Louisville Association of REALTORS® MLS, land property type, Breckinridge County, September 2025 through August 2026, pulled September 25, 2026. GLAR listings only — other associations, including the Heart of Kentucky Association of REALTORS®, also serve this county, and their listings are not counted here.
Land moves at roughly half the speed of houses here — 16.0 months of standing inventory against 8.5 for residential. Some months the MLS doesn't show a single land sale here. That is not a problem with the market; it is what a two-sale-a-month market looks like, and it changes how a listing should be priced and how long you should expect to hold it.
It also means a tract that sits isn't necessarily overpriced. It may simply be waiting for the one buyer in a four-county radius who wants that particular ground. The mistake is treating a slow land listing like a slow house listing and cutting the price on a house's schedule.
What moves the per-acre number here: road frontage and who maintains the road, whether access is deeded or handshake, tillable versus wooded versus bottom that floods, water and electric at the line or a quarter mile off, and what's adjoining. Two eighteen-acre tracts a mile apart can be worth very different money on those factors alone.
24 parcels of land sold on the MLS here in twelve months, against 116 houses.
Where people are buying
The county, town
The county, town
by town
Irvington
The closest thing the county has to a commute. Straight shot toward Fort Knox and Louisville, which is why acreage out this way draws buyers from outside the county.
Harned
Small, central, and quiet. Mostly older housing stock on decent lots, and it turns over slowly enough that a listing here needs to be priced right on day one.
Custer
Working ground. Row crop, hay and cattle, and a good share of it sells to the farmer next door before anyone puts up a sign.
Falls of Rough
Farms, wooded tracts and houses on acreage along the Rough River, a few minutes from the dam. The lake is close, but most of Falls of Rough sits back from the water.
Cloverport & Stephensport
River frontage and the oldest housing in the county. Flood designations matter more here than anywhere else in Breckinridge, and they belong in the conversation before the listing price does.
Breckinridge County
What's yours worth, actually?
A county average doesn't price your place. I'll pull the sales off your road — the ones with your access and your water situation — and show you how I got to the number. If I think you'd do better waiting until spring, I'll tell you that instead.
- Sales off your road, including ones that never got listed
- What your access, frontage and easements do to the number
- Whether it's worth more split up or sold whole
- A price I can walk you through line by line
And if we can't land on a price that will actually sell, I'd rather not take the listing. A sign sitting in your yard until next spring doesn't do either one of us any good.
Request a valuation
No cost, no obligation. A phone number or an email is enough, and I'll get back with you as soon as possible.